Dr Sam Mehrbod’s Blog
-
2025 Brings More Opportunities for Metro Vancouver Homebuyers
Metro Vancouver's home sales in 2025 hit a 20-year low with about 23,800 sales, a 10.4% drop from 2024 and 25% below the 10-year average. Despite high listings, the market slowdown is driven by economic uncertainty and rapid past price growth, causing buyer hesitation. Prices fell 5% in December 2025 but have since stabilized. Listings…
-
North Shore Properties Become More Affordable in 2025
Property values in the Lower Mainland, including the North Shore, have declined, with single-family home prices dropping 3-5% and strata homes decreasing about 2%. The total real estate value in British Columbia fell nearly 2.5% to over $2.75 trillion. Market uncertainty stems from tariffs, Indigenous land title rulings, and slow sales, with no major price…
-
Will Vancouver See Housing Recovery in 2026?
Vancouver small condos forecast continued price softness due to limited investor demand. Larger units with parking will outperform in resale value through 2026. Population inflows and remote work trends may stabilize demand in certain neighbourhoods. Mortgage affordability pressures are projected to keep overall market growth below national averages. Gradual recovery expected as borrowing costs decline…
-
Vancouver Housing Market Outlook Points to Softer 2026
Greater Vancouver Area, BC Avg residential sale price 2025: ~$1.24M, ↓ 3.8% yearly Number of sales 2025: ~20,332, ↓ 9.4% yearly Number of listings 2025: ~15,790, ↑ 23% yearly 2026 avg price estimate: ~$1.22M, ↓ 2.0% 2026 avg sales estimate: ↓ 4.0%
-
Five Questions To Ask Before You Refinance Your Mortgage
Refinancing a mortgage involves replacing an existing loan with a new one, often to secure a lower interest rate, shorten the loan term, or access home equity. Key considerations include motivation, length of stay, interest rate changes, available equity, and closing costs. The process requires financial documentation, home appraisal, and closing paperwork. Benefits include potential…
-
Happy Holidays
The middle of winter has long been a time of celebration around the world. Many peoples rejoiced during the winter solstice, when the worst of the winter was behind them, and they could look forward to longer days and extended hours of sunlight.Popular modern customs include gift-giving and the display of various holiday decorations.Here's wishing…
-
آیا رأی دادگاه درباره Cowichan میتواند بر ارزیابی املاک بریتیش کلمبیا تأثیر بگذارد؟
رأی دادگاه عالی بریتیش کلمبیا که حق مالکیت ارشد را به Cowichan Tribes بر بخشی از املاک خصوصی در Richmond اعطا کرده، ممکن است بر ارزیابیهای آتی املاک تأثیرگذار باشد، هرچند به دلیل زمانبندی، تأثیر آن بر ارزیابیهای سال ۲۰۲۶ هنوز مشخص نیست. کارشناسان درباره دامنه این رأی اختلاف نظر دارند؛ برخی آن را محدود…
-
How To Increase Your Odds Of Securing A Mortgage When Self-Employed
Getting a mortgage as a self-employed individual is challenging due to income variability and stricter lender rules. To improve approval chances, increase your down payment to lower loan-to-value ratio, maintain a strong financial cushion, reduce existing debt to improve debt-to-income ratio, boost your credit score, and establish at least two years of positive business cash…
-
بهروزرسانی بازار مسکن کانادا: نوامبر ۲۰۲۵
معاملات مسکن در کانادا در اکتبر ۲۰۲۵ با رشد ۰.۹ درصدی همراه بود و در هفت استان با وجود تردیدهای اقتصادی، روند صعودی داشت. فروش سالانه ۰.۹ درصد کاهش یافته که عمدتاً ناشی از افت در انتاریو، بریتیش کلمبیا و آلبرتا است، هرچند بریتیش کلمبیا و آلبرتا در اکتبر رشد داشتند. کاهش نرخ وام متغیر…
-
Preparing to get a mortgage
Before applying for a mortgage, check your credit report for errors and ensure a good credit score to avoid denial or co-signing requirements. Lenders assess your income, expenses, debts, and credit to calculate your gross debt service (GDS) ratio, which should not exceed 39%, and total debt service (TDS) ratio, which should stay below 44%.…